Other Items to Consider?

Construction: Yes, it is a house on wheels and items are going to need fixed, but a quality constructed and dependable RV should be top priority. Do you want to camp or wrench on your RV? Do your due diligence and research!
Manufacturer Warranty: Most manufacturers offer at least a 1-year bumper-to-bumper limited warranty that covers any defects in materials and workmanship caused by the manufacturer. Some components on the RV may have a longer warranty through the actual component manufacturer. Keep in mind an extended service contract may be a viable option depending on your needs.
Dealership Network: Purchasing a RV from a dealer who participates in a RV network allows you access to hundreds of dealers scattered across the lower 48, Alaska, and even Canada. Should you need emergency service while your away from your local dealer, you can expect V.I.P. service from other network dealerships. Make sure your dealer participates in a dealership network!
Maintenance: Just like your home, you need to stay on top of maintenance and be prepared to fix things when they break. Replacing sealant, exterior and interior cleaning, winterizing, and more can really add to your "honey-do" list.
Towing: Get to know your towing vehicle inside and out. It's better to have "more" towing capacity than not enough. Know your UVW (dry-weight) of the RV, cargo weight (stuff you fill the RV up with), and leave some wiggle room so you don't burn up an engine, transmission, or rip the rear-end off your towing vehicle. The same goes with your Motorhome - don't tow more weight than what it is designed to pull. Also, purchase quality towing equipment (anti-sway hitch, fifth-wheel hitch, tow-bar, tow-dolly, etc.) to improve the pull down the road.
Cost for Camping: There are many places to camp for FREE, but assume that you'll be camping at places that charge a fee (K.O.A. campgrounds, state parks, etc.). Rates vary based on the size of your RV, length of stay, and hook-ups needed.
Insurance: Typically, the bigger the rig the larger your insurance bill. Check with your dealer and your personal insurance company for the best rate and service BEFORE you buy your RV.
Storage: Many homeowners associations do not allow RVs to be parked at the house. Storage rates vary from $20 to $250 per month.
Taxes: If your RV meets your states criteria for registration, you will have to pay property tax. That formula is based off weight and the model year. Also, a RV meets the IRS definition of a second home if it contains sleeping, bathroom and kitchen facilities. Interest paid on a loan for the purchase of a RV or any sales tax paid is therefore potentially tax deductible as valid home interest on a second home.
Extended Service Contracts: Bumper to Bumper protection and coverage, towing expense, trip interruption, food spoilage, fuel/LP gas replacement, emergency roadside, rental expense, and on-site repair.
Appearance Protection: Coverage includes Exterior protection from fading, loss of gloss, acid rain, bird droppings, tree sap, hard-water etching and more. Interior protection covers water & oil stains, UV fading, premature aging, punctures, burns, rips, tears, and odors from mold and mildew as a result of food or drink.
Road Hazard Tire & Wheel Protection: Coverage includes repair or replacement coverage for tire and rims (including mounting, balancing, and taxes). Covers Road Hazards like nails, glass, potholes, rocks, tree limbs or any other object or condition not normally found in roadways. Also provides emergency roadside assistance, towing, battery service, flat tire, fuel delivery, fluid delivery and lockout assistance.
GAP Coverage: G.A.P. stands for Guaranteed Asset Protection. During the first few years of ownership, the probability of the actual cash value of your vehicle being worth less than the loan payoff is high. If your RV was totaled or stolen, deemed a total loss, your vehicle may be worth less than what you owe on the vehicle loan at the time of the loss. The "GAP" could translate into thousands of dollars still owed after your insurance company paid the actual cash value of the vehicle. GAP covers the difference between the actual cash value of your RV and the amount of the loan at the time it was stolen or totaled in an accident.

Contact Greg

If you have questions - I have answers!Want to know more about a specific RV?Have questions about your credit and financing?Want to know what your trade is valued at?Ready to purchase a RV?Just fill out the form below and I'll get in touch with you ASAP!

If you have questions - I have answers!
Want to know more about a specific RV?
Have questions about your credit and financing?
Want to know what your trade is valued at?
Ready to purchase a RV?
Just fill out the form below and I'll get in touch with you ASAP!